Unit 8 Sharing the Loss
Content
Section I Listening and Conversation (2 periods)
Section II Reading Comprehension (2 periods)
Section III Writing and Translating (2 periods)
Aims
The students should be able to:
1,understand insurance policy and know how to describe the terms,coverage,and premiums.
2,understand the two passages and the related information
3,read and write meeting agenda
Important and difficult points
1,expressions and patterns for writing an insurance policy
2,passage 2 and the information related
3,words,phrases and sentences from passage 1
4,grammar,Verb forms
Procedure and methods
Section I Listening and Conversation
Part I,Leading in
1,Pre-class Work:
2,Warming up for the new class:
Part II,Putting in use
1,Dividing the students into groups of four or five
2,Offering the situations
3,Acting out and comments
Part III,Further Practice
1,Practicing and Furthering
2,Commenting
3,Listening and Completing
4,Responding
Part IV,Aptitude Test and Guidance
1,Judge after you listen
2,Respond after you listen
3,Read after you listen
4,Self-assessment and Teacher’s Guidance
5,Assignment
Section II Reading Comprehension
Part I,Leading in
1,Revision
2,Warming up for the new class
Part II,Comprehension and Practicing
1,Checking and Explaining
2,Retelling the story
Part III,Further Practice
1,Simulating and translating
2,Read and Complete
Part Iv,Aptitude Test and Guidance
1,Translating
2,Assignment
Section III Writing and Translating
Part I,Leading in
1,Checking the assignment
2,Warming up for new class
Part II,Putting in use
1,Dividing the students into groups of four or five
2,Presenting new materials
3,Giving the rules for insurance policy
4,Simulating and writing
Part III,Further Practice
Presenting new material
Simulating
Checking and Commenting
Writing
Part IV Aptitude Test and Guidance
1,Checking
2,Grammatical rules concerning verb forms
3,Applying
4,Self-assessment and Guidance
5,Assignment
Unit 8 Sharing the Loss
Section I Listening and Conversation
Part I,Leading in
1,Pre-class Work,
【Instructions】 ask students to 1),collect some insurance policies
2),find out the expressions for describing insurance terms as many as possible
2,Revision
【Instructions】check the answers to the homework of the previous class
3,Warming up for the new class,
【Instructions】 1),students present their collections
2),teacher’s comment and put the collections into a data bank for students’ reference (on the blackboard)
3),presentation of new materials
Sample (page 132 textbook)
【Instructions】,while showing the insurance policy,students are to read and understand the English,sometimes with the help of the teacher
Data Bank
1,Since the premium varies with the extent of insurance,extra premium is for buyer’s account,should additional risks be covered.
2,We are willing to arrange insurance on your behalf.
3,As requested,we have covered insurance for the shipment against WPA and War Risk.
4,For the sake of safety,we recommend that the shipment be covered against all risks and war risk.
5,Please let us know immediately the details risks you wish to insure against for your shipment in question,In the absence of definite instructions from our clients,we generally cover WPA and War Risk.
6,Since the cause of the damage is within the coverage of the insurance policy,you should claim compensation with the insurance company concerned.
7,To prove the shortage,we are enclosing a certificate of a Lloyd’s surveyor.
8,Since the insurance policy taken out by yourself does not include such a risk,you naturally have no right to make a claim with the insurance company for the loss incurred.
9,We shall take out insurance at this end under our open policy,
4),Practice Dialogue 1 Type of Insurance Suggested
【Instructions】 read and act out so that the students will be familiar with the patterns that are appropriate for describing insurance,teacher and the students work together and remember not to spend too much time on it Part II,Putting in use
1,Dividing the students into groups of four or five
2,Offering more examples about discussing insurance and ask the students to make dialogues,
Sample
Queensway College of Further Education
Queens Hill,Haltwhistle,Northmberland
Westway Insurance Co,Ltd
Society House
Newcastle
March 6,2003
Dear Sirs,
I am enquiring about personal accident insurance for nineteen of our students who will be traveling by coach from our college to London to take part in the Inter-college rugby final to be held on 10 April this year,Would you be able to offer a policy that will cover them while traveling to and from the match,and against injury while playing?
Your faithfully,
T,Bannel
T,Bannel
Head of College Office
Sample 2
GLASTON POTTERIES Ltd.
Worldwide House,Votley Road,London
Date,July 19,2003
Mr,D,Adair
Worldwide Insurance Ltd.
South Bank House
Borough Rod,London
Dear Mr,Adair,
We would like to inform you that a number of pieces of crockery were damaged on our
Shipment to Mackenzie Bros,Co.,Dawson,Canada,The consignment was shipped clean on the SS Manitoba which left for Canada on 16 June,and you have our declaration from No.117 95916.
We have already sent our customers replacements but would like a claims from to complete,Thank you.
Yours sincerely,
E.F,Goodman
E.F,Goodman
Export Department
3,Acting out and comments
【Instructions】 after the act of each group,the teacher will ask the fellow students to make comments on the performance and the appropriateness of their English; and then it is the teacher’s task to summarize this part
Part III,Further Practice
1,Practicing and Furthering
【Instructions】 practice the dialogues on Page 134 of the Textbook in groups,and try to further them
2,Listening and completing
【Instructions】,listen to a dialogue and complete it by filling in the blanks on Page 137 of the Textbook (Exercise 3),also work in groups
3,Responding
【Instructions】 practice Exercise 2 on Page 136 of the Textbook orally, Teacher plays the tape-recorder and the students try to answer the questions based on what they have heard,the whole class work together
(The script for the dialogue,)
A,There’s another point I’d like to make clear now,Your quotation is on the CIF basis,What risks do you usually cover?
B,The insurance covers All Risks at 110 percent of the invoice value.
A,Is War Risk to be covered?
B,No,it’s not necessary to add it to the cost,
A,You might be right there,But I think your CIF price should include adequate coverage against risks,And risks mean things that may happen.
B,We’ll surely cover the goods against risks liable to happen,but not all,That’s not workable.
A,Hmm… What losses will be covered by your All Risks?
B,It covers FPA,WPA,and general additional risks.
A,All right,I think I’ll make a CIF contract for this lot.
【Instructions】 after each activity,the teacher will check the answers and comment promptly
Part IV,Aptitude Test and Guidance (exercises 1/2/5)
1,Judge after you listen
【Instructions】 in this part true or false statements will be given to each of the students,after they listen to a dialogue,they are asked to judge whether the statements are true or false.
2,Respond after you listen
【Instructions】 in this part the students are asked to listen to a dialogue and then answer the teacher’s questions
3,Read after you listen
【Instructions】in this part the students are given a passage with some blanks,they are asked to fill in the blanks after they listen to it.
4,Self-assessment and Teacher’s Guidance
【Instructions】 in this part the teacher will mainly check the answers to 1 and 2,give brief explanations when students are in difficulty and ask students to score their own paper ; as for 3,the teacher will collect the paper and correct them after class.
5,Assignment
Workbook P 107---5,6
Read fluently the passage on page 145 of your Textbook New Practical English and try to understand it as possible as you can by using a dictionary,
【Instructions】 in this part the homework is made up of two parts,A is to reinforce what they have learned; B is to get ready for the next Section
Section II Reading Comprehension
Part I,Leading in
1,Revision
ask students to work in groups of four to discuss insurance.
Teacher makes comments
2,Warming up for the new class
ask students to answer teacher’s questions related to the Passage on page 145
teacher makes comments
Part II,Comprehension and Practicing
1,Checking and Explaining
teacher raises some questions and ask students to say true or false according to the passage on page 145 of the Textbook New Practical English to see how much they’ve understood.
teacher raises some questions and ask students to answer in details according to the passage on page 145 of the Textbook New Practical English,at the same time explaining some language points.
Possible difficult words,phrases and sentences
Words:
adopt v,take and follow ( a course of action,for example) by choice or assent 采用,采纳
Teacher’s,They adopted a new technique which double their productivity.
Student’s,
collect v,call for and obtain payment of 收款,收帐,要求获得支付
Teacher’s, He,as a local tax official,collect taxes from businesses each month.
Student’s,
switch v,shift,transfer,or divert 改变,转变,转移,改换
Teacher’s,His father switched the conversation to a lighter subject.
Student’s,
require v,call for as obligatory or appropriate; demand 要求
Teacher’s,All passengers are required to show their tickets.
Student’s,
available a,capable of being gotten; obtainable; accessible 能得到的,可得到的
Teacher’s,Chinese commodities available for export are varied.
Student’s,
assure v,inform positively,as to remove doubt; to cause to feel sure 向…保证,使确信,使放心
Teacher’s,He assured me that he had finished the task.
Student’s,
file n.(1) a collection of related data or program records 文件,文档
Teacher’s,We will keep your resume on file.
Student’s:
v.(2) send or submit 提出,提交
Teacher’s,He filed an application for the position of sales manager.
Student’s:
inform v,give or provide information 通知或提供信息
Teacher’s,The sales manager asked his men to inform him of everything concerning the sales.
Student’s:
Difficult Sentences:
(Para,1)Perhaps you have life insurance form your company that will pay off,…
也许你公司给你购买了人寿保险,将来会获得赔付。
The relative clause that will pay off is a restrictive clause modifying life insurance,It means,the company will cover the payment to the insurance company so that the insured will be able to get the benefits from the insurance company when he or she dies.”
Example,His debt will pay off in this month.
(Para,1) Insurers and employers are quietly adopting new rules that make it harder for your family members to collect money.
保险公司和老板们正在不声不响地采用一些使你的家人更难拿到赔付金的新规定。
In this sentence,it is a formal subject while the actual object is the infinitive phrase to collect with for introducing its logical subject.
Example,The government will issue a new regulation that prohibits smoking in public.
(Para,2) While he was at home on sick leave,his company switched to a new life insurance plan,which requires employees to work one day at least under the plan to qualify for its benefits.
当他病休在家时,他的公司突然采用了一个新的人寿保险方案,要求雇员在此方案下至少工作一天才有资格享受人寿保险的待遇。
In this sentence,“switch” means,change”; the prepositional phrase under the plan means,being covered by the plan”
Example,Then he switched to a series of questions,which were none of his business.
(Para,2) Thomas couldn’t get to know the document that spelled out the policy’s provisions because they weren’t yet available,according to an e-mail he kept.
托马斯却无从得知阐明该保单规定的文件,据他保留的一封电子邮件所说,这是因为还没有这些条款。
In this sentence,the relative clauses are restrictive relative clauses.
Example,You must read through the policy that specified some,ifs” and,buts” when you are insured.
(Para,5)He was so concerned that everything be handled properly that he even gave instructions o where the premiums should be sent in case he was in a coma,his widow,Marry,said.
托马斯的遗孀玛丽说,他非常注意把每件事情办得有条不紊,甚至对他万一昏迷不醒时,保险费应寄往何处都交代了。
the first that-clause serves as the complement of the adjective concerned,further explaining what is being concerned about; be in that everything be handled properly is in present subjunctive mood to express intention,surprise,doubt,worry,etc,The second that forms a compound conjunction with so (so…that),showing the degree of being concerned,The prepositional phrase in case is used as a conjunction introducing the adverbial clause in case he was in a coma.
Example,I was surprised that he should feel lonely.
(Para,5)It wasn’t until 10 months after Thomas died that the company finally sent out a two-page pamphlet that mentioned the one-day work rule needed to be eligible for insurance.
知道托马斯死去10个月后公司才最终发出了一个2页纸的小册子,里面提到为取得保险资格必需的“工作一天“的规定。
It was not until… that… is a useful emphatic sentence pattern,The emphasized part in this sentence is 10 months after Thomas died,
Example,It was not until 5 o’clock that he was informed of the decision that require him to leave for London.
(Para,5)It is the company that collects the premiums,files claims and makes sure its employees know the rules.
收缴保费、提出索赔和确保其雇员都了解相关规定是公司的责任。
The sentence pattern it is…that… is used to emphasize the company,In the that-clause,that is the subject,which takes three parallel predicates,collects…files…and makes sure…
Example,It is the army that keeps the nation in order and safeguards the peace.
(Para,7)I recommend to employers that they inform employees of any benefit changes as soon as possible—and not only for legal reasons but to maintain good relations with employees.”.
我建议雇主们对保险赔偿金的任何修改都要尽快通知雇员—这不仅是出于法律考虑,也是为了与员工保持良好的关系。
the first that-clause serves as the complement of the adjective concerned,further explaining what is being concerned about; be in that everything be handled properly is in present subjunctive mood to express intention,surprise,doubt,worry,etc,The second that forms a compound conjunction with so (so…that),showing the degree of being concerned,The prepositional phrase in case is used as a conjunction introducing the adverbial clause in case he was in a coma.
Example,I recommended to him that he change his attitude toward his colleagues.
2,Retelling the passage
ask students to read the passage again
ask them to retell the passage in their own words
Part III,Further Practice
1,Simulating and translating
Do exercise 6 on page 142 of the Textbook
Pay attention to the italicized parts in the English sentences and translate the Chinese sentences by simulating the structure of the English sentences
2,Rewriting
Do excises 8 on page 145 of the textbook
Write a summary of the passage by completing the paragraph,(page 145)
Part Iv,Aptitude Test and Guidance
Translating
Ask the students to remember the words,phrases and sentence structures in the passage they have learned and translate the following sentences into English orally and the teacher comments.
他一直努力工作来养家糊口。
我要你对我昨天向你提的问题给一个明确的答复。
他把书整齐地摆在书架上。
许多中国城市都得依赖长江供水。
你有资格加入这家俱乐部吗?
我们过去用煤烧饭,但现在已换用煤气了。
Assignment
A,Textbook p138 Passage 1,and Workbook p 108 passage A,Exercises 1-3
B,Collect insurance policies as many as possible
Section III Writing and Translating
Part I,Leading in
Checking the assignment
Check the answers to comprehension exercises on the workbook orally and comment
Answer students’ questions found in Passage 1
Warming up for new class
Ask the students to present their collection of correspondence about insurance.
Put their collections into the data bank on the blackboard
Make sure all the students understand the meanings of the correspondence about insurance.
Part II,Putting in use
Dividing the students into groups of four or five
Presenting new correspondence about insurance
Sample
QUEBEC FOREIGN TRADE & IMPORT COMPANY
SHELL BUILDING QUEBEC,CANADA
Tel:3-8411-7204 fax:3-8411-7012 email,qftic@hotmail,com
June 9,2003
Dear Sir or Madam:
We will soon have a consignment of tape recorders,valued at US$ 30000 C.I.F,Quebec,to be shipped from Manchester by a vessel of Manchester Liners Ltd.
We want to cover the consignment against all risks from the warehouse at the above address to the port of Quebec,Will you please quote your rate for the cover?
Faithfully yours,
QUEBEC FOREIGN TRADE & IMPORT CO.
Paul Tunkis
Paul Tunkis
【Instructions】 ask students to read and understand the sample
Giving the rules for correspondence about insurance
The teacher should remind the students what they have to pay attention to when they read or write a letter about insurance.
Simulating and writing
Ask the students to 1) to complete the letter based on the letter body given in Chinese.
企业航运公司的客货班轮定期运送我们的照相机到澳大利亚。请问贵公司能否为这些货运签发一切险保险单?如果可以则按什么条款签发?如果我们承诺定期按月装运,你们能否给我们特别保险费率?
盼早复!
East China Hitech Co,Ltd
108# Huaihai Road,Shanghai,P.R.C
March 18,2003
Dear Sir or Madam:
We regularly (1)___________________ by both passengers and cargo liners of the Enterprise Shipping Line,Will you please tell us whether (2)_____________________ and,if so,on what terms,In particular we wish to know whether (3)________________________ in return for the promise of (4) ____________________.
(5) _________________________________.
Faithfully yours,
Huang Yi
Huang Yi
2) Translate the following letter into English.
事 由:请求回涵为货运保险报价保险金额:50000 英镑保单类别:预约保单(open policy)
货物种类:电子产品航运公司:Manchester Liners Ltd
发 货 港:Manchester and Liverpool
目 的 港:Atlantic ports in Canada and the United States
货运开始日期:2003年5月31日
Part III,Further Practice
Presenting new letters
1) show students more samples
Sample 1
Claim from the Insured
Dear Sirs,
Policy No,13782
I regret to report that a fire broke out in our factory warehouses last night,The cause is not yet known,but we estimate the damage to the stock to be about US$ 100000,Fortunately,no records were destroyed so that there will be no difficulty n assessing the value of the loss.
Please arrange for your representative to call and let me have your instructions regarding salvage.
Yours faithfully
Sample 2
Insurer’s Reply
Dear Sirs,
Policy No,13782
Thank you for your letter of the day before reporting the fire in your factory warehouses,
As a first step will you please make your claim on the enclosed form? Meanwhile,I am arranging for Mr,Smith,one of our inspectors,to call and assess the damage,Should you need help in completing the claim form he will be able to give it to you.
Yours faithfully,
Enc.,A claim form
Simulating
Ask the students to work in groups to write a letter about insurance of their own.
Checking and commenting
After the presentation of each group,the fellow students comment and then teacher summarizes.
Writing
Ask the students to work together to write an outline given in the previous exercise,Write a passage to describe the pie chart,You can begin the passage with,This is a pie chart which shows the way Americans spend their money…”Some useful words and phrases have been provided to help,
1,food,drink,tobacco—23%
2,housing and household—30%
3,transportation –13%
4,medical care—9%
5,clothing—8%
6,recreation—7%
7,private education—4%
8,personal business—a bit higher than 3%
9,personal care –1%
10,religious and welfare activities –1%
11,foreign travel—1%
Part IV Aptitude Test and Guidance
Checking
Ask the students to read their passage
Teacher comments and points out the grammatical errors
Grammatical rules concerning verb forms
Applying(page 116 workbook)
Complete the following sentences using the correct form of the words given in bracket.
a,The Smiths managed to ________ their daughter through law school,(financial)
b,The accident _________ at five o’clock,(occur)
c,He took a course to learn about car ________.(maintain)
d,such ________ are not in accord with sound international relations,(state)
e,There were two people ________ in the car accident,(injury)
f,The fire ________ all my books,(destroy)
g,He was thrown into _________ when the factory closed,(empty)
h,The new secretary is a quick,_________ worker,and the boss is quite satisfied with her, (efficiency)
i,It is advisable to __________ yourself against personal accidents,(insurance)
j,Plenty of fresh air _________ to good health,(contribution)
rewrite the following sentences to make them free from redundancies.
a,Statistics show that in the decade from 1990 to 2000 enrollment of university students in China doubled; in 2000 there were twice as many students as in 1990.
b,One reason why people are well informed in this country is because of the fact that there are many newspapers which can easily be bought and subscribed to.
c,As a rule,students are usually not allowed to take books out of this reading-room.
d,I would like you to consider the question of whether or not you will let our journal publish your recent article on women scientists in China.
e,At the present time I am taking the course of World history and in addition a course in geography too.
f,he did not tell the truth honestly.
g,It seemed to his friend that his attitude was of a puzzling nature.
h,I play chess equally as well as my brother.
translating the following sentences into English,paying attention to the usage of expressing length,width and height
a,他为其新买的汽车投了盗窃和损坏保险。
b,保险公司将赔偿你方损失。
c,保险可以防范我们意想不到的风险。
d,我非常遗憾地通知你货物在运输途中受损。
e,由于糟糕的服务,我们不得不投诉我们的保险代理人。
f,很显然,你方对损失负全部责任。
3,Self-assessment and Guidance
1) and 2) are printed on the paper,After the teacher checks the answers,the students can score their own paper; as for 3) the teacher can collect the paper and correct after class if time is not permitted.
4,Assignment
Collect information on agenda and schedule
Designing an agenda or a schedule